|
 |
|
|
 THE VINTON COUNTY NATIONAL BANK
THE VINTON COUNTY NATIONAL BANK
| RSSD ID 754826 | CERTIFICATE 6636 | ABA NUMBER 44210403 |
| 203 West Main Street |
Quarter Ended : |
2025-12-31 |
| Mcarthur, Ohio, 45651 |
Updated : |
2026-01-23 |
| www.vcnbfamily.bank |
|
| Institution Profile |
| Year Opened : |
1867 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
17 |
Number of Employees : |
245 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,540,805 |
|
Total Interest Income | 79,839 |
| Total Liabilities | 1,381,443 |
|
Total NonInterest Income | 8,460 |
| Total Bank Equity Capital | 159,362 |
|
Total Interest Expense | 27,350 |
| Total Deposits | 1,354,745 |
|
Total NonInterest Expense | 38,139 |
| Net Loans & Leases | 1,081,758 |
|
Net Income | 16,255 |
| Loan Loss Allowance | 11,019 |
|
Net Charge Offs | 1,333 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 1,086,672 |
| Total assets for the leverage ratio | 1,576,797 |
|
Loans secured by real estate: | 801,609 |
| Tier 1 Leverage Ratio | 10.27 |
|
Commercial and industrial loans | 58,005 |
| Off Balance Sheet Exposures (%) | 9.74 |
|
Loans to individuals - Credit Cards | 6,899 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 202,460 |
|
|
|
|
:· THE VINTON COUNTY NATIONAL BANK
