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 THE VINTON COUNTY NATIONAL BANK
THE VINTON COUNTY NATIONAL BANK
| RSSD ID 754826 | CERTIFICATE 6636 | ABA NUMBER 44210403 |
| 203 West Main Street |
Quarter Ended : |
2025-09-30 |
| Mcarthur, Ohio, 45651 |
Updated : |
2025-10-17 |
| www.vcnbfamily.bank |
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| Institution Profile |
| Year Opened : |
1867 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
17 |
Number of Employees : |
238 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,553,639 |
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Total Interest Income | 58,834 |
| Total Liabilities | 1,398,506 |
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Total NonInterest Income | 5,991 |
| Total Bank Equity Capital | 155,133 |
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Total Interest Expense | 20,682 |
| Total Deposits | 1,372,533 |
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Total NonInterest Expense | 28,158 |
| Net Loans & Leases | 1,067,254 |
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Net Income | 10,923 |
| Loan Loss Allowance | 11,173 |
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Net Charge Offs | 991 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,067,584 |
| Total assets for the leverage ratio | 1,556,545 |
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Loans secured by real estate: | 772,956 |
| Tier 1 Leverage Ratio | 10.19 |
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Commercial and industrial loans | 56,068 |
| Off Balance Sheet Exposures (%) | 10.32 |
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Loans to individuals - Credit Cards | 6,987 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 213,208 |
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:· THE VINTON COUNTY NATIONAL BANK
