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 The National Bank of Blacksburg
The National Bank of Blacksburg
| RSSD ID 754929 | CERTIFICATE 6821 | ABA NUMBER 51403122 |
| 100 S Main St |
Quarter Ended : |
2025-12-31 |
| Blacksburg, Virginia, 24060 |
Updated : |
2026-01-29 |
| www.nbbank.com |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
28 |
Number of Employees : |
249 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,821,703 |
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Total Interest Income | 75,439 |
| Total Liabilities | 1,659,675 |
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Total NonInterest Income | 11,251 |
| Total Bank Equity Capital | 162,028 |
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Total Interest Expense | 29,753 |
| Total Deposits | 1,646,795 |
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Total NonInterest Expense | 36,486 |
| Net Loans & Leases | 989,418 |
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Net Income | 16,858 |
| Loan Loss Allowance | 9,892 |
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Net Charge Offs | 307 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 202,185 |
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Total loans | 1,011,142 |
| Total assets for the leverage ratio | 1,843,167 |
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Loans secured by real estate: | 850,237 |
| Tier 1 Leverage Ratio | 10.42 |
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Commercial and industrial loans | 43,233 |
| Tier 1 Capital Ratio | 16.16 |
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Loans to individuals - Credit Cards | 4,513 |
| Total Capital Ratio | 17.02 |
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Loans to individuals - Other | 42,421 |
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:· The National Bank of Blacksburg
