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The Blue Grass Valley Bank
The Blue Grass Valley Bank
| RSSD ID 755421 | CERTIFICATE 8672 | ABA NUMBER 51405094 |
| 2583 Blue Grass Valley Rd |
Quarter Ended : |
2025-12-31 |
| Blue Grass, Virginia, 24413 |
Updated : |
2026-01-28 |
| www.bluegrassvalleybank.com |
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| Institution Profile |
| Year Opened : |
1915 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
10 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 62,873 |
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Total Interest Income | 2,804 |
| Total Liabilities | 56,941 |
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Total NonInterest Income | 137 |
| Total Bank Equity Capital | 5,932 |
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Total Interest Expense | 996 |
| Total Deposits | 56,669 |
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Total NonInterest Expense | 1,611 |
| Net Loans & Leases | 34,778 |
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Net Income | 265 |
| Loan Loss Allowance | 448 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 35,961 |
| Total assets for the leverage ratio | 62,051 |
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Loans secured by real estate: | 29,701 |
| Tier 1 Leverage Ratio | 9.56 |
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Commercial and industrial loans | 2,766 |
| Off Balance Sheet Exposures (%) | 0.13 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,153 |
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