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 Cambridge Savings Bank
Cambridge Savings Bank
| RSSD ID 758703 | CERTIFICATE 17870 | ABA NUMBER 211371120 |
| 1374 Massachusetts Ave |
Quarter Ended : |
2025-12-31 |
| Cambridge, Massachusetts, 2138 |
Updated : |
2026-01-29 |
| www.cambridgesavings.com |
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| Institution Profile |
| Year Opened : |
1834 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
21 |
Number of Employees : |
488 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 6,937,271 |
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Total Interest Income | 342,993 |
| Total Liabilities | 6,233,740 |
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Total NonInterest Income | 59,647 |
| Total Bank Equity Capital | 703,531 |
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Total Interest Expense | 162,567 |
| Total Deposits | 5,570,103 |
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Total NonInterest Expense | 146,790 |
| Net Loans & Leases | 5,652,583 |
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Net Income | 66,951 |
| Loan Loss Allowance | 49,701 |
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Net Charge Offs | 16,379 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 752,172 |
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Total loans | 5,743,124 |
| Total assets for the leverage ratio | 6,957,066 |
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Loans secured by real estate: | 4,885,916 |
| Tier 1 Leverage Ratio | 10.07 |
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Commercial and industrial loans | 842,322 |
| Tier 1 Capital Ratio | 12.79 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.74 |
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Loans to individuals - Other | 1,499 |
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:· Cambridge Savings Bank
