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Cambridge Savings Bank
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Cambridge Savings Bank
| RSSD ID 758703 | CERTIFICATE 17870 | ABA NUMBER 211371120 |
| 1374 Massachusetts Ave |
Quarter Ended : |
2026-06-30 |
| Cambridge, Massachusetts, 2138 |
Updated : |
2026-07-28 |
| www.cambridgesavings.com |
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| Institution Profile |
| Year Opened : |
1834 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
21 |
Number of Employees : |
506 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 6,980,671 |
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Total Interest Income | 167,368 |
| Total Liabilities | 6,269,107 |
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Total NonInterest Income | 9,978 |
| Total Bank Equity Capital | 711,564 |
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Total Interest Expense | 75,470 |
| Total Deposits | 5,350,448 |
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Total NonInterest Expense | 77,317 |
| Net Loans & Leases | 5,756,779 |
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Net Income | 12,458 |
| Loan Loss Allowance | 58,325 |
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Net Charge Offs | 2,491 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 773,473 |
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Total loans | 5,782,927 |
| Total assets for the leverage ratio | 6,955,224 |
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Loans secured by real estate: | 4,892,045 |
| Tier 1 Leverage Ratio | 10.25 |
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Commercial and industrial loans | 876,316 |
| Tier 1 Capital Ratio | 12.63 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.71 |
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Loans to individuals - Other | 1,461 |
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