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 First Bank of the Lake
First Bank of the Lake
| RSSD ID 758851 | CERTIFICATE 26960 | ABA NUMBER 81505634 |
| 4558 Osage Beach Pkwy |
Quarter Ended : |
2025-09-30 |
| Osage Beach, Missouri, 65065 |
Updated : |
2025-10-30 |
| www.fblake.bank |
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| Institution Profile |
| Year Opened : |
1987 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
241 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,018,060 |
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Total Interest Income | 98,299 |
| Total Liabilities | 1,862,956 |
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Total NonInterest Income | 3,151 |
| Total Bank Equity Capital | 155,104 |
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Total Interest Expense | 52,739 |
| Total Deposits | 1,742,766 |
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Total NonInterest Expense | 33,886 |
| Net Loans & Leases | 1,875,563 |
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Net Income | 6,024 |
| Loan Loss Allowance | 12,733 |
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Net Charge Offs | 4,003 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 164,058 |
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Total loans | 1,822,756 |
| Total assets for the leverage ratio | 1,899,137 |
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Loans secured by real estate: | 918,077 |
| Tier 1 Leverage Ratio | 8.03 |
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Commercial and industrial loans | 898,614 |
| Tier 1 Capital Ratio | 16.63 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.88 |
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Loans to individuals - Other | 1,773 |
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:· First Bank of the Lake
