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 First Bank of the Lake
First Bank of the Lake
| RSSD ID 758851 | CERTIFICATE 26960 | ABA NUMBER 81505634 |
| 4558 Osage Beach Pkwy |
Quarter Ended : |
2025-03-31 |
| Osage Beach, Missouri, 65065 |
Updated : |
2025-04-30 |
| www.fblake.bank |
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| Institution Profile |
| Year Opened : |
1987 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
236 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,728,960 |
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Total Interest Income | 29,358 |
| Total Liabilities | 1,603,389 |
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Total NonInterest Income | 1,523 |
| Total Bank Equity Capital | 125,571 |
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Total Interest Expense | 16,460 |
| Total Deposits | 1,465,832 |
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Total NonInterest Expense | 12,729 |
| Net Loans & Leases | 1,651,690 |
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Net Income | (2,273) |
| Loan Loss Allowance | 10,766 |
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Net Charge Offs | 1,133 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 132,947 |
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Total loans | 1,580,638 |
| Total assets for the leverage ratio | 1,624,879 |
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Loans secured by real estate: | 760,195 |
| Tier 1 Leverage Ratio | 7.58 |
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Commercial and industrial loans | 814,491 |
| Tier 1 Capital Ratio | 15.71 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.96 |
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Loans to individuals - Other | 1,768 |
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:· First Bank of the Lake
