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 Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
| RSSD ID 761833 | CERTIFICATE 25796 | ABA NUMBER 61103218 |
| 201 Broad St |
Quarter Ended : |
2025-09-30 |
| Lagrange, Georgia, 30240 |
Updated : |
2025-10-30 |
| www.redapplebank.com |
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| Institution Profile |
| Year Opened : |
1984 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
41 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 278,187 |
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Total Interest Income | 12,803 |
| Total Liabilities | 260,745 |
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Total NonInterest Income | 17,731 |
| Total Bank Equity Capital | 17,442 |
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Total Interest Expense | 5,654 |
| Total Deposits | 256,858 |
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Total NonInterest Expense | 15,047 |
| Net Loans & Leases | 172,288 |
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Net Income | 5,012 |
| Loan Loss Allowance | 5,308 |
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Net Charge Offs | 6,537 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 21,254 |
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Total loans | 234,315 |
| Total assets for the leverage ratio | 280,162 |
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Loans secured by real estate: | 113,916 |
| Tier 1 Leverage Ratio | 6.75 |
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Commercial and industrial loans | 128,227 |
| Tier 1 Capital Ratio | 10.3 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.57 |
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Loans to individuals - Other | 1,376 |
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:· Community Bank and Trust - West Georgia
