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 State Savings Bank
State Savings Bank
| RSSD ID 762045 | CERTIFICATE 248 | ABA NUMBER 73909468 |
| 4800 George Mills Civic Pkwy |
Quarter Ended : |
2025-12-31 |
| West Des Moines, Iowa, 50265 |
Updated : |
2026-01-30 |
| www.ssb.bank |
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| Institution Profile |
| Year Opened : |
1894 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
33 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 274,293 |
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Total Interest Income | 16,164 |
| Total Liabilities | 250,109 |
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Total NonInterest Income | 584 |
| Total Bank Equity Capital | 24,184 |
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Total Interest Expense | 6,453 |
| Total Deposits | 204,588 |
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Total NonInterest Expense | 5,935 |
| Net Loans & Leases | 236,143 |
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Net Income | 3,315 |
| Loan Loss Allowance | 4,004 |
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Net Charge Offs | 790 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 27,146 |
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Total loans | 239,892 |
| Total assets for the leverage ratio | 266,441 |
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Loans secured by real estate: | 189,486 |
| Tier 1 Leverage Ratio | 9.08 |
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Commercial and industrial loans | 35,121 |
| Tier 1 Capital Ratio | 10.26 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.51 |
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Loans to individuals - Other | 923 |
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:· State Savings Bank
