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Security Federal Bank
Security Federal Bank
| RSSD ID 763677 | CERTIFICATE 31100 | ABA NUMBER 253271822 |
| 238 Richland Ave W |
Quarter Ended : |
2025-06-30 |
| Aiken, South Carolina, 29801 |
Updated : |
2025-07-28 |
| www.securityfederalbank.com |
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| Institution Profile |
| Year Opened : |
1922 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
255 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,558,496 |
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Total Interest Income | 37,340 |
| Total Liabilities | 1,418,421 |
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Total NonInterest Income | 4,112 |
| Total Bank Equity Capital | 140,075 |
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Total Interest Expense | 15,717 |
| Total Deposits | 1,385,049 |
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Total NonInterest Expense | 19,391 |
| Net Loans & Leases | 685,501 |
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Net Income | 4,996 |
| Loan Loss Allowance | 14,007 |
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Net Charge Offs | (113) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 175,413 |
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Total loans | 703,531 |
| Total assets for the leverage ratio | 1,562,339 |
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Loans secured by real estate: | 619,759 |
| Tier 1 Leverage Ratio | 10.54 |
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Commercial and industrial loans | 31,562 |
| Tier 1 Capital Ratio | 19.2 |
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Loans to individuals - Credit Cards | 3,581 |
| Total Capital Ratio | 20.46 |
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Loans to individuals - Other | 20,239 |
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