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 Lovelady State Bank
Lovelady State Bank
| RSSD ID 764151 | CERTIFICATE 21807 | ABA NUMBER 113106532 |
| 910 S Commerce St |
Quarter Ended : |
2025-03-31 |
| Lovelady, Texas, 75851 |
Updated : |
2025-04-23 |
| www.loveladystatebank.com |
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| Institution Profile |
| Year Opened : |
1974 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
11 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 55,649 |
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Total Interest Income | 678 |
| Total Liabilities | 49,439 |
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Total NonInterest Income | 73 |
| Total Bank Equity Capital | 6,210 |
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Total Interest Expense | 137 |
| Total Deposits | 48,546 |
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Total NonInterest Expense | 407 |
| Net Loans & Leases | 23,244 |
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Net Income | 207 |
| Loan Loss Allowance | 333 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 6,814 |
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Total loans | 23,155 |
| Total assets for the leverage ratio | 54,594 |
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Loans secured by real estate: | 11,374 |
| Tier 1 Leverage Ratio | 11.87 |
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Commercial and industrial loans | 5,183 |
| Tier 1 Capital Ratio | 22.05 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.18 |
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Loans to individuals - Other | 5,083 |
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:· Lovelady State Bank
