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 BayCoast Bank
BayCoast Bank
| RSSD ID 771609 | CERTIFICATE 90196 | ABA NUMBER 211372239 |
| 330 Swansea Mall Dr |
Quarter Ended : |
2025-12-31 |
| Swansea, Massachusetts, 2777 |
Updated : |
2026-01-28 |
| www.baycoast.bank |
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| Institution Profile |
| Year Opened : |
1851 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
25 |
Number of Employees : |
520 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,848,338 |
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Total Interest Income | 142,757 |
| Total Liabilities | 2,591,158 |
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Total NonInterest Income | 52,693 |
| Total Bank Equity Capital | 257,180 |
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Total Interest Expense | 59,636 |
| Total Deposits | 2,434,755 |
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Total NonInterest Expense | 114,657 |
| Net Loans & Leases | 2,229,052 |
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Net Income | 11,683 |
| Loan Loss Allowance | 26,378 |
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Net Charge Offs | 4,170 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 258,704 |
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Total loans | 2,294,227 |
| Total assets for the leverage ratio | 2,849,998 |
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Loans secured by real estate: | 1,985,050 |
| Tier 1 Leverage Ratio | 8.12 |
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Commercial and industrial loans | 155,373 |
| Tier 1 Capital Ratio | 10.59 |
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Loans to individuals - Credit Cards | 1,939 |
| Total Capital Ratio | 11.83 |
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Loans to individuals - Other | 115,118 |
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:· BayCoast Bank
