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 BayCoast Bank
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BayCoast Bank
| RSSD ID 771609 | CERTIFICATE 90196 | ABA NUMBER 211372239 |
| 330 Swansea Mall Dr |
Quarter Ended : |
2026-03-31 |
| Swansea, Massachusetts, 2777 |
Updated : |
2026-04-28 |
| www.baycoast.bank |
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| Institution Profile |
| Year Opened : |
1851 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
25 |
Number of Employees : |
533 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,885,657 |
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Total Interest Income | 34,421 |
| Total Liabilities | 2,627,431 |
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Total NonInterest Income | 12,680 |
| Total Bank Equity Capital | 258,226 |
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Total Interest Expense | 12,680 |
| Total Deposits | 2,481,234 |
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Total NonInterest Expense | 29,852 |
| Net Loans & Leases | 2,232,713 |
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Net Income | 2,557 |
| Loan Loss Allowance | 26,780 |
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Net Charge Offs | 1,098 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 261,594 |
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Total loans | 2,300,109 |
| Total assets for the leverage ratio | 2,848,110 |
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Loans secured by real estate: | 1,986,267 |
| Tier 1 Leverage Ratio | 8.22 |
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Commercial and industrial loans | 160,937 |
| Tier 1 Capital Ratio | 10.69 |
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Loans to individuals - Credit Cards | 1,977 |
| Total Capital Ratio | 11.94 |
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Loans to individuals - Other | 113,955 |
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:· BayCoast Bank
