|
 |
 |
|
Midland States Bank
|
Midland States Bank
| RSSD ID 773247 | CERTIFICATE 1040 | ABA NUMBER 81204540 |
| 1201 Network Centre Dr |
Quarter Ended : |
2026-03-31 |
| Effingham, Illinois, 62401 |
Updated : |
2026-04-30 |
| www.midlandsb.com |
|
| Institution Profile |
| Year Opened : |
1881 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
60 |
Number of Employees : |
832 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 6,539,611 |
|
Total Interest Income | 86,022 |
| Total Liabilities | 5,934,325 |
|
Total NonInterest Income | 23,807 |
| Total Bank Equity Capital | 605,286 |
|
Total Interest Expense | 27,238 |
| Total Deposits | 5,450,631 |
|
Total NonInterest Expense | 50,511 |
| Net Loans & Leases | 4,270,698 |
|
Net Income | 19,288 |
| Loan Loss Allowance | 67,875 |
|
Net Charge Offs | 6,747 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Total capital | 721,364 |
|
Total loans | 4,214,157 |
| Total assets for the leverage ratio | 6,519,378 |
|
Loans secured by real estate: | 2,941,984 |
| Tier 1 Leverage Ratio | 10.1 |
|
Commercial and industrial loans | 773,476 |
| Tier 1 Capital Ratio | 13.17 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.42 |
|
Loans to individuals - Other | 72,086 |
|
|
|
|