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Midland States Bank
Midland States Bank
RSSD ID 773247 | CERTIFICATE 1040 | ABA NUMBER 81204540 |
1201 Network Centre Dr |
Quarter Ended : |
2025-03-31 |
Effingham, Illinois, 62401 |
Updated : |
2025-04-30 |
www.midlandsb.com |
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Institution Profile |
Year Opened : |
1881 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FED |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
041 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
61 |
Number of Employees : |
872 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 7,446,739 |
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Total Interest Income | 99,251 |
Total Liabilities | 6,614,246 |
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Total NonInterest Income | 17,804 |
Total Bank Equity Capital | 832,493 |
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Total Interest Expense | 38,731 |
Total Deposits | 5,942,621 |
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Total NonInterest Expense | 48,648 |
Net Loans & Leases | 4,927,595 |
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Net Income | 16,621 |
Loan Loss Allowance | 90,458 |
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Net Charge Offs | 16,878 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 810,638 |
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Total loans | 5,002,230 |
Total assets for the leverage ratio | 7,401,313 |
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Loans secured by real estate: | 3,246,728 |
Tier 1 Leverage Ratio | 9.9 |
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Commercial and industrial loans | 1,113,684 |
Tier 1 Capital Ratio | 11.84 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 13.09 |
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Loans to individuals - Other | 463,102 |
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