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 Citizens National Bank of Cheboygan
Citizens National Bank of Cheboygan
| RSSD ID 773742 | CERTIFICATE 5018 | ABA NUMBER 72402212 |
| 303 N Main St |
Quarter Ended : |
2025-03-31 |
| Cheboygan, Michigan, 49721 |
Updated : |
2025-04-24 |
| www.cnbismybank.com |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
85 |
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| Related Company Filings |
Regulator |
 CNB CORP |
FED |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 467,180 |
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Total Interest Income | 4,692 |
| Total Liabilities | 454,159 |
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Total NonInterest Income | 616 |
| Total Bank Equity Capital | 13,021 |
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Total Interest Expense | 796 |
| Total Deposits | 448,275 |
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Total NonInterest Expense | 3,578 |
| Net Loans & Leases | 236,349 |
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Net Income | 756 |
| Loan Loss Allowance | 3,400 |
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Net Charge Offs | 21 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 39,781 |
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Total loans | 240,184 |
| Total assets for the leverage ratio | 482,049 |
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Loans secured by real estate: | 206,860 |
| Tier 1 Leverage Ratio | 7.55 |
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Commercial and industrial loans | 19,819 |
| Tier 1 Capital Ratio | 14.02 |
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Loans to individuals - Credit Cards | 217 |
| Total Capital Ratio | 15.33 |
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Loans to individuals - Other | 11,817 |
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:· Citizens National Bank of Cheboygan
