|
 |
|
|
 Heritage Bank Minnesota
Heritage Bank Minnesota
| RSSD ID 777254 | CERTIFICATE 8865 | ABA NUMBER 91915133 |
| 181 Main St |
Quarter Ended : |
2025-06-30 |
| West Concord, Minnesota, 55985 |
Updated : |
2025-07-29 |
| heritagebankmn.com |
|
| Institution Profile |
| Year Opened : |
1930 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
17 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 112,096 |
|
Total Interest Income | 2,840 |
| Total Liabilities | 105,507 |
|
Total NonInterest Income | 138 |
| Total Bank Equity Capital | 6,589 |
|
Total Interest Expense | 1,061 |
| Total Deposits | 101,988 |
|
Total NonInterest Expense | 1,449 |
| Net Loans & Leases | 86,966 |
|
Net Income | 396 |
| Loan Loss Allowance | 844 |
|
Net Charge Offs | (33) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 9,258 |
|
Total loans | 84,082 |
| Total assets for the leverage ratio | 107,849 |
|
Loans secured by real estate: | 63,156 |
| Tier 1 Leverage Ratio | 7.8 |
|
Commercial and industrial loans | 8,914 |
| Tier 1 Capital Ratio | 10.13 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.14 |
|
Loans to individuals - Other | 7,877 |
|
|
|
|
:· Heritage Bank Minnesota
