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 Merchants Bank, National Association
Merchants Bank, National Association
| RSSD ID 779351 | CERTIFICATE 8866 | ABA NUMBER 91900193 |
| 100 E 3rd St |
Quarter Ended : |
2025-06-30 |
| Winona, Minnesota, 55987 |
Updated : |
2025-07-25 |
| www.merchantsbank.com |
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| Institution Profile |
| Year Opened : |
1875 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
22 |
Number of Employees : |
378 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,767,158 |
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Total Interest Income | 69,445 |
| Total Liabilities | 2,447,860 |
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Total NonInterest Income | 14,661 |
| Total Bank Equity Capital | 319,298 |
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Total Interest Expense | 26,233 |
| Total Deposits | 2,408,536 |
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Total NonInterest Expense | 39,349 |
| Net Loans & Leases | 2,048,699 |
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Net Income | 15,520 |
| Loan Loss Allowance | 27,528 |
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Net Charge Offs | 598 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 331,953 |
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Total loans | 2,065,478 |
| Total assets for the leverage ratio | 2,742,486 |
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Loans secured by real estate: | 1,494,490 |
| Tier 1 Leverage Ratio | 11.04 |
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Commercial and industrial loans | 486,417 |
| Tier 1 Capital Ratio | 12.37 |
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Loans to individuals - Credit Cards | 19,391 |
| Total Capital Ratio | 13.56 |
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Loans to individuals - Other | 22,187 |
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:· Merchants Bank, National Association
