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 Bank of Kilmichael
Bank of Kilmichael
| RSSD ID 780049 | CERTIFICATE 9775 | ABA NUMBER 84203250 |
| 120 N Depot Ave |
Quarter Ended : |
2025-03-31 |
| Kilmichael, Mississippi, 39747 |
Updated : |
2025-04-26 |
| www.bankofkilmichael.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 321,247 |
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Total Interest Income | 4,047 |
| Total Liabilities | 305,400 |
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Total NonInterest Income | 386 |
| Total Bank Equity Capital | 15,847 |
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Total Interest Expense | 1,561 |
| Total Deposits | 302,975 |
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Total NonInterest Expense | 1,903 |
| Net Loans & Leases | 175,894 |
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Net Income | 825 |
| Loan Loss Allowance | 2,877 |
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Net Charge Offs | 77 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 173,479 |
| Total assets for the leverage ratio | 310,152 |
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Loans secured by real estate: | 121,829 |
| Tier 1 Leverage Ratio | 9.37 |
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Commercial and industrial loans | 27,280 |
| Off Balance Sheet Exposures (%) | 6.22 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,647 |
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:· Bank of Kilmichael
