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Centier Bank
Centier Bank
| RSSD ID 783648 | CERTIFICATE 12854 | ABA NUMBER 71902878 |
| 1500 119th St |
Quarter Ended : |
2025-09-30 |
| Whiting, Indiana, 46394 |
Updated : |
2025-10-30 |
| www.centier.com |
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| Institution Profile |
| Year Opened : |
1895 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
61 |
Number of Employees : |
1,062 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 9,917,852 |
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Total Interest Income | 423,773 |
| Total Liabilities | 8,973,645 |
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Total NonInterest Income | 44,611 |
| Total Bank Equity Capital | 944,207 |
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Total Interest Expense | 177,450 |
| Total Deposits | 8,070,208 |
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Total NonInterest Expense | 126,847 |
| Net Loans & Leases | 7,801,955 |
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Net Income | 122,187 |
| Loan Loss Allowance | 92,840 |
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Net Charge Offs | 1,090 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 1,112,354 |
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Total loans | 7,782,354 |
| Total assets for the leverage ratio | 9,868,679 |
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Loans secured by real estate: | 5,073,977 |
| Tier 1 Leverage Ratio | 10.3 |
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Commercial and industrial loans | 658,599 |
| Tier 1 Capital Ratio | 12.12 |
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Loans to individuals - Credit Cards | 641 |
| Total Capital Ratio | 13.27 |
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Loans to individuals - Other | 493,266 |
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