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 The James Polk Stone Community Bank
The James Polk Stone Community Bank
| RSSD ID 785857 | CERTIFICATE 2244 | ABA NUMBER 112200620 |
| 109 E 2nd St |
Quarter Ended : |
2025-03-31 |
| Portales, New Mexico, 88130 |
Updated : |
2025-04-17 |
| www.jpstonecb.com |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
91 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 411,524 |
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Total Interest Income | 5,422 |
| Total Liabilities | 385,719 |
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Total NonInterest Income | 1,142 |
| Total Bank Equity Capital | 25,805 |
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Total Interest Expense | 1,214 |
| Total Deposits | 355,364 |
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Total NonInterest Expense | 3,462 |
| Net Loans & Leases | 176,649 |
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Net Income | 1,115 |
| Loan Loss Allowance | 4,442 |
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Net Charge Offs | 18 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 180,522 |
| Total assets for the leverage ratio | 405,718 |
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Loans secured by real estate: | 150,605 |
| Tier 1 Leverage Ratio | 9.41 |
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Commercial and industrial loans | 18,597 |
| Off Balance Sheet Exposures (%) | 2.9 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 11,210 |
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:· The James Polk Stone Community Bank
