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 Flat Branch Bank
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Flat Branch Bank
| RSSD ID 786256 | CERTIFICATE 15751 | ABA NUMBER 101918101 |
| 803 Wollard Blvd |
Quarter Ended : |
2026-03-31 |
| Richmond, Missouri, 64085 |
Updated : |
2026-05-11 |
| www.flatbranchbank.com |
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| Institution Profile |
| Year Opened : |
1940 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
20 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 93,298 |
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Total Interest Income | 1,493 |
| Total Liabilities | 80,034 |
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Total NonInterest Income | 54 |
| Total Bank Equity Capital | 13,264 |
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Total Interest Expense | 398 |
| Total Deposits | 79,588 |
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Total NonInterest Expense | 1,823 |
| Net Loans & Leases | 54,039 |
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Net Income | (599) |
| Loan Loss Allowance | 684 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 50,319 |
| Total assets for the leverage ratio | 94,343 |
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Loans secured by real estate: | 44,295 |
| Tier 1 Leverage Ratio | 11.97 |
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Commercial and industrial loans | 4,765 |
| Off Balance Sheet Exposures (%) | 12.4 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 775 |
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:· Flat Branch Bank
