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 Jefferson Security Bank
Jefferson Security Bank
| RSSD ID 786733 | CERTIFICATE 9997 | ABA NUMBER 57001971 |
| 105 E Washington St |
Quarter Ended : |
2025-12-31 |
| Shepherdstown, West Virginia, 25443 |
Updated : |
2026-01-30 |
| https://www.jsb.bank |
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| Institution Profile |
| Year Opened : |
1869 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
81 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 562,182 |
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Total Interest Income | 26,065 |
| Total Liabilities | 525,637 |
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Total NonInterest Income | 2,385 |
| Total Bank Equity Capital | 36,545 |
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Total Interest Expense | 10,409 |
| Total Deposits | 519,123 |
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Total NonInterest Expense | 12,199 |
| Net Loans & Leases | 401,786 |
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Net Income | 4,323 |
| Loan Loss Allowance | 4,403 |
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Net Charge Offs | 87 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 50,368 |
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Total loans | 403,251 |
| Total assets for the leverage ratio | 564,384 |
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Loans secured by real estate: | 390,055 |
| Tier 1 Leverage Ratio | 8.12 |
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Commercial and industrial loans | 7,570 |
| Tier 1 Capital Ratio | 12.66 |
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Loans to individuals - Credit Cards | 462 |
| Total Capital Ratio | 13.91 |
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Loans to individuals - Other | 4,602 |
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:· Jefferson Security Bank
