|
 |
|
|
 SMART FINANCIAL CREDIT UNION
SMART FINANCIAL CREDIT UNION
| RSSD ID 787691 | CHARTER 67927 |
| PO Box 920719 |
Quarter Ended : |
2025-12-31 |
| Houston, TX, 77292 |
Agency Update : |
2026-01-30 |
| http://www.smartcu.org |
| Institution Profile |
| Chartered : |
1934 |
Institution Type : |
Credit Union |
| Credit Union Type : |
State |
Federal Regulator : |
NCUA |
| Membership Type : |
State chartered natural person credit union |
| Statistical Area (MSA) : |
Not Available |
|
| Number of Offices : |
12 |
| Current Members : |
59,731 |
Potential Members : |
6,966,973 |
| Full-time Employees : |
192 |
Part-time Employees : |
4 |
|
| Financial Fast Facts |
| Balance Sheet |
|
Income Statement (ytd) |
| Total Assets | 803,543,187 |
|
Total Interest Income | 38,843,835 |
| Total Liabilities | 713,234,292 |
|
Total NonInterest Income | 22,005,457 |
| Total Shares and Deposits | 697,011,401 |
|
Total Interest Expense | 5,114,756 |
| Total Equity | 90,755,669 |
|
Total NonInterest Expense | 39,518,015 |
|
|
|
| PCA Net Worth |
|
Loans & Leases |
| Total Net Worth | 90,755,669 |
|
Total Number | 21,014 |
| Net Worth Ratio | 11.29 |
|
Total Amount | 568,188,423 |
| Net Worth Classification | Well Capitalized |
|
Total Delinquent(60+ Days) Number | 136 |
|
|
Total Delinquent(60+ Days) Amount | 11,121,378 |
|
|
|
|
:· SMART FINANCIAL CREDIT UNION
