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 First Iowa State Bank
First Iowa State Bank
| RSSD ID 787842 | CERTIFICATE 14930 | ABA NUMBER 73901903 |
| 19 Benton Ave E |
Quarter Ended : |
2025-12-31 |
| Albia, Iowa, 52531 |
Updated : |
2026-01-26 |
| www.1stiowa.bank |
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| Institution Profile |
| Year Opened : |
1930 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
6 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 380,280 |
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Total Interest Income | 22,074 |
| Total Liabilities | 349,400 |
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Total NonInterest Income | 1,417 |
| Total Bank Equity Capital | 30,880 |
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Total Interest Expense | 5,445 |
| Total Deposits | 340,331 |
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Total NonInterest Expense | 8,806 |
| Net Loans & Leases | 277,943 |
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Net Income | 6,924 |
| Loan Loss Allowance | 5,279 |
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Net Charge Offs | 148 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 274,081 |
| Total assets for the leverage ratio | 378,370 |
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Loans secured by real estate: | 186,944 |
| Tier 1 Leverage Ratio | 9.61 |
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Commercial and industrial loans | 30,679 |
| Off Balance Sheet Exposures (%) | 7.66 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,993 |
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:· First Iowa State Bank
