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 First Keystone Community Bank
First Keystone Community Bank
| RSSD ID 790918 | CERTIFICATE 7404 | ABA NUMBER 31307125 |
| 111 W Front St |
Quarter Ended : |
2025-03-31 |
| Berwick, Pennsylvania, 18603 |
Updated : |
2025-04-30 |
| www.fkc.bank |
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| Institution Profile |
| Year Opened : |
1864 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
207 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,433,769 |
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Total Interest Income | 18,219 |
| Total Liabilities | 1,308,484 |
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Total NonInterest Income | 1,815 |
| Total Bank Equity Capital | 125,285 |
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Total Interest Expense | 9,170 |
| Total Deposits | 1,050,135 |
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Total NonInterest Expense | 8,575 |
| Net Loans & Leases | 955,554 |
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Net Income | 1,385 |
| Loan Loss Allowance | 8,068 |
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Net Charge Offs | 355 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 157,803 |
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Total loans | 955,776 |
| Total assets for the leverage ratio | 1,459,203 |
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Loans secured by real estate: | 856,177 |
| Tier 1 Leverage Ratio | 10.26 |
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Commercial and industrial loans | 67,167 |
| Tier 1 Capital Ratio | 14.66 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.46 |
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Loans to individuals - Other | 6,390 |
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:· First Keystone Community Bank
