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 First Keystone Community Bank
First Keystone Community Bank
| RSSD ID 790918 | CERTIFICATE 7404 | ABA NUMBER 31307125 |
| 111 W Front St |
Quarter Ended : |
2025-09-30 |
| Berwick, Pennsylvania, 18603 |
Updated : |
2025-10-31 |
| www.fkc.bank |
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| Institution Profile |
| Year Opened : |
1864 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
203 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,580,493 |
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Total Interest Income | 56,888 |
| Total Liabilities | 1,449,619 |
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Total NonInterest Income | 5,216 |
| Total Bank Equity Capital | 130,874 |
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Total Interest Expense | 28,264 |
| Total Deposits | 1,196,525 |
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Total NonInterest Expense | 24,685 |
| Net Loans & Leases | 949,630 |
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Net Income | 7,432 |
| Loan Loss Allowance | 8,000 |
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Net Charge Offs | 441 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 159,288 |
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Total loans | 960,508 |
| Total assets for the leverage ratio | 1,539,903 |
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Loans secured by real estate: | 866,155 |
| Tier 1 Leverage Ratio | 9.82 |
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Commercial and industrial loans | 65,361 |
| Tier 1 Capital Ratio | 14.91 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.71 |
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Loans to individuals - Other | 5,835 |
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:· First Keystone Community Bank
