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 First Keystone Community Bank
First Keystone Community Bank
| RSSD ID 790918 | CERTIFICATE 7404 | ABA NUMBER 31307125 |
| 111 W Front St |
Quarter Ended : |
2025-12-31 |
| Berwick, Pennsylvania, 18603 |
Updated : |
2026-01-30 |
| www.fkc.bank |
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| Institution Profile |
| Year Opened : |
1864 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
204 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,530,531 |
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Total Interest Income | 77,305 |
| Total Liabilities | 1,397,728 |
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Total NonInterest Income | 6,955 |
| Total Bank Equity Capital | 132,803 |
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Total Interest Expense | 38,466 |
| Total Deposits | 1,142,016 |
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Total NonInterest Expense | 33,633 |
| Net Loans & Leases | 939,661 |
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Net Income | 8,397 |
| Loan Loss Allowance | 8,124 |
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Net Charge Offs | 2,461 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 162,070 |
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Total loans | 953,771 |
| Total assets for the leverage ratio | 1,583,507 |
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Loans secured by real estate: | 859,830 |
| Tier 1 Leverage Ratio | 9.72 |
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Commercial and industrial loans | 66,205 |
| Tier 1 Capital Ratio | 15.39 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.21 |
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Loans to individuals - Other | 5,105 |
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:· First Keystone Community Bank
