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 Home National Bank
Home National Bank
| RSSD ID 79127 | CERTIFICATE 6680 | ABA NUMBER 44208512 |
| 502 Elm St |
Quarter Ended : |
2025-09-30 |
| Racine, Ohio, 45771 |
Updated : |
2025-10-28 |
| www.homenatlbank.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 89,584 |
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Total Interest Income | 3,999 |
| Total Liabilities | 80,919 |
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Total NonInterest Income | 364 |
| Total Bank Equity Capital | 8,665 |
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Total Interest Expense | 1,127 |
| Total Deposits | 78,421 |
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Total NonInterest Expense | 2,676 |
| Net Loans & Leases | 54,318 |
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Net Income | 432 |
| Loan Loss Allowance | 916 |
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Net Charge Offs | 158 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 54,780 |
| Total assets for the leverage ratio | 89,250 |
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Loans secured by real estate: | 42,203 |
| Tier 1 Leverage Ratio | 11.22 |
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Commercial and industrial loans | 4,438 |
| Off Balance Sheet Exposures (%) | 3.5 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 8,378 |
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:· Home National Bank
