|
 |
|
|
 Farmers & Merchants State Bank
Farmers & Merchants State Bank
| RSSD ID 79145 | CERTIFICATE 13242 | ABA NUMBER 75907099 |
| 210 W Madison St |
Quarter Ended : |
2025-03-31 |
| Waterloo, Wisconsin, 53594 |
Updated : |
2025-04-30 |
| www.FandMStBk.com |
|
| Institution Profile |
| Year Opened : |
1897 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
32 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 240,229 |
|
Total Interest Income | 2,930 |
| Total Liabilities | 215,338 |
|
Total NonInterest Income | 320 |
| Total Bank Equity Capital | 24,891 |
|
Total Interest Expense | 1,273 |
| Total Deposits | 178,945 |
|
Total NonInterest Expense | 1,567 |
| Net Loans & Leases | 197,098 |
|
Net Income | 334 |
| Loan Loss Allowance | 2,334 |
|
Net Charge Offs | 1 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 198,660 |
| Total assets for the leverage ratio | 240,262 |
|
Loans secured by real estate: | 195,841 |
| Tier 1 Leverage Ratio | 10.74 |
|
Commercial and industrial loans | 1,277 |
| Off Balance Sheet Exposures (%) | 6.1 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 1,145 |
|
|
|
|
:· Farmers & Merchants State Bank
