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 State Savings Bank
State Savings Bank
| RSSD ID 792640 | CERTIFICATE 14773 | ABA NUMBER 73915818 |
| 612 Central Ave |
Quarter Ended : |
2025-12-31 |
| Bedford, Iowa, 50833 |
Updated : |
2026-01-21 |
| www.statesavings.bank |
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| Institution Profile |
| Year Opened : |
1915 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
25 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 196,340 |
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Total Interest Income | 11,617 |
| Total Liabilities | 173,751 |
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Total NonInterest Income | 496 |
| Total Bank Equity Capital | 22,589 |
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Total Interest Expense | 4,264 |
| Total Deposits | 169,750 |
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Total NonInterest Expense | 4,344 |
| Net Loans & Leases | 179,666 |
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Net Income | 2,806 |
| Loan Loss Allowance | 1,416 |
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Net Charge Offs | 364 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 175,606 |
| Total assets for the leverage ratio | 189,550 |
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Loans secured by real estate: | 116,986 |
| Tier 1 Leverage Ratio | 10.3 |
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Commercial and industrial loans | 16,333 |
| Off Balance Sheet Exposures (%) | 1.28 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,876 |
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:· State Savings Bank
