|
 |
|
|
 First State Bank
First State Bank
| RSSD ID 796152 | CERTIFICATE 17950 | ABA NUMBER 113123366 |
| 200 Brazosport Blvd N |
Quarter Ended : |
2025-03-31 |
| Clute, Texas, 77531 |
Updated : |
2025-04-30 |
| www.bankatfsb.com |
|
| Institution Profile |
| Year Opened : |
1958 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
54 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 395,090 |
|
Total Interest Income | 5,582 |
| Total Liabilities | 358,021 |
|
Total NonInterest Income | 692 |
| Total Bank Equity Capital | 37,069 |
|
Total Interest Expense | 1,592 |
| Total Deposits | 354,797 |
|
Total NonInterest Expense | 2,427 |
| Net Loans & Leases | 294,784 |
|
Net Income | 2,072 |
| Loan Loss Allowance | 3,722 |
|
Net Charge Offs | 98 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 42,470 |
|
Total loans | 292,531 |
| Total assets for the leverage ratio | 386,159 |
|
Loans secured by real estate: | 203,494 |
| Tier 1 Leverage Ratio | 10.08 |
|
Commercial and industrial loans | 56,003 |
| Tier 1 Capital Ratio | 13.73 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.99 |
|
Loans to individuals - Other | 30,993 |
|
|
|
|
:· First State Bank
