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Minnesota National Bank
Minnesota National Bank
| RSSD ID 799751 | CERTIFICATE 5249 | ABA NUMBER 91902065 |
| 131 12th St S |
Quarter Ended : |
2025-06-30 |
| Sauk Centre, Minnesota, 56378 |
Updated : |
2025-07-29 |
| www.mn-bank.bank |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 304,940 |
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Total Interest Income | 8,287 |
| Total Liabilities | 276,939 |
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Total NonInterest Income | 808 |
| Total Bank Equity Capital | 28,001 |
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Total Interest Expense | 2,920 |
| Total Deposits | 241,859 |
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Total NonInterest Expense | 3,871 |
| Net Loans & Leases | 230,715 |
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Net Income | 2,106 |
| Loan Loss Allowance | 2,509 |
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Net Charge Offs | 19 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 28,868 |
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Total loans | 231,714 |
| Total assets for the leverage ratio | 300,353 |
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Loans secured by real estate: | 178,017 |
| Tier 1 Leverage Ratio | 8.78 |
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Commercial and industrial loans | 35,497 |
| Tier 1 Capital Ratio | 11.11 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.17 |
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Loans to individuals - Other | 7,797 |
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