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 First National Bank Of Commerce
First National Bank Of Commerce
| RSSD ID 799948 | CERTIFICATE 3896 | ABA NUMBER 84106027 |
| 206 W Main St |
Quarter Ended : |
2025-12-31 |
| Walnut Ridge, Arkansas, 72476 |
Updated : |
2026-01-27 |
| www.firstnb.bank |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
6 |
Number of Employees : |
56 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 296,951 |
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Total Interest Income | 13,369 |
| Total Liabilities | 271,555 |
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Total NonInterest Income | 1,700 |
| Total Bank Equity Capital | 25,396 |
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Total Interest Expense | 3,948 |
| Total Deposits | 270,017 |
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Total NonInterest Expense | 7,813 |
| Net Loans & Leases | 141,131 |
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Net Income | 3,012 |
| Loan Loss Allowance | 1,390 |
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Net Charge Offs | 182 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 139,053 |
| Total assets for the leverage ratio | 302,680 |
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Loans secured by real estate: | 92,422 |
| Tier 1 Leverage Ratio | 10.45 |
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Commercial and industrial loans | 17,833 |
| Off Balance Sheet Exposures (%) | 7 |
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Loans to individuals - Credit Cards | 1,252 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,865 |
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:· First National Bank Of Commerce
