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 The Harvard State Bank
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The Harvard State Bank
| RSSD ID 800134 | CERTIFICATE 9079 | ABA NUMBER 71905082 |
| 33 N Ayer St |
Quarter Ended : |
2026-03-31 |
| Harvard, Illinois, 60033 |
Updated : |
2026-04-20 |
| www.webhsb.com |
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| Institution Profile |
| Year Opened : |
1866 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
44 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 327,101 |
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Total Interest Income | 3,738 |
| Total Liabilities | 301,190 |
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Total NonInterest Income | 301 |
| Total Bank Equity Capital | 25,911 |
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Total Interest Expense | 1,333 |
| Total Deposits | 291,548 |
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Total NonInterest Expense | 1,745 |
| Net Loans & Leases | 189,407 |
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Net Income | 893 |
| Loan Loss Allowance | 1,990 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 32,016 |
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Total loans | 186,595 |
| Total assets for the leverage ratio | 329,552 |
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Loans secured by real estate: | 172,737 |
| Tier 1 Leverage Ratio | 9.08 |
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Commercial and industrial loans | 11,946 |
| Tier 1 Capital Ratio | 14.48 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.48 |
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Loans to individuals - Other | 817 |
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:· The Harvard State Bank
