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 The Harvard State Bank
The Harvard State Bank
| RSSD ID 800134 | CERTIFICATE 9079 | ABA NUMBER 71905082 |
| 33 N Ayer St |
Quarter Ended : |
2025-09-30 |
| Harvard, Illinois, 60033 |
Updated : |
2025-10-23 |
| www.webhsb.com |
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| Institution Profile |
| Year Opened : |
1866 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 324,122 |
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Total Interest Income | 10,926 |
| Total Liabilities | 299,101 |
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Total NonInterest Income | 847 |
| Total Bank Equity Capital | 25,021 |
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Total Interest Expense | 4,477 |
| Total Deposits | 288,202 |
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Total NonInterest Expense | 5,194 |
| Net Loans & Leases | 186,033 |
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Net Income | 2,025 |
| Loan Loss Allowance | 1,900 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 30,911 |
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Total loans | 185,790 |
| Total assets for the leverage ratio | 329,936 |
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Loans secured by real estate: | 167,085 |
| Tier 1 Leverage Ratio | 8.77 |
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Commercial and industrial loans | 16,769 |
| Tier 1 Capital Ratio | 14.25 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.22 |
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Loans to individuals - Other | 854 |
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:· The Harvard State Bank
