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 Farmers & Merchants Bank of Craig County
Farmers & Merchants Bank of Craig County
| RSSD ID 804422 | CERTIFICATE 9986 | ABA NUMBER 51405395 |
| 189 Main St |
Quarter Ended : |
2025-12-31 |
| New Castle, Virginia, 24127 |
Updated : |
2026-01-21 |
| www.fmbankcraig.com |
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| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
16 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 92,762 |
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Total Interest Income | 4,058 |
| Total Liabilities | 77,162 |
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Total NonInterest Income | 206 |
| Total Bank Equity Capital | 15,600 |
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Total Interest Expense | 1,065 |
| Total Deposits | 76,828 |
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Total NonInterest Expense | 1,989 |
| Net Loans & Leases | 59,543 |
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Net Income | 908 |
| Loan Loss Allowance | 751 |
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Net Charge Offs | (43) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 59,880 |
| Total assets for the leverage ratio | 91,886 |
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Loans secured by real estate: | 48,874 |
| Tier 1 Leverage Ratio | 16.98 |
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Commercial and industrial loans | 4,096 |
| Off Balance Sheet Exposures (%) | 6.96 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,636 |
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:· Farmers & Merchants Bank of Craig County
