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 Exchange State Bank
Exchange State Bank
| RSSD ID 805045 | CERTIFICATE 10132 | ABA NUMBER 73909507 |
| 823 Wheeler St |
Quarter Ended : |
2025-12-31 |
| Ames, Iowa, 50010 |
Updated : |
2026-01-24 |
| www.esb1.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
13 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 146,278 |
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Total Interest Income | 7,543 |
| Total Liabilities | 131,799 |
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Total NonInterest Income | 79 |
| Total Bank Equity Capital | 14,479 |
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Total Interest Expense | 2,476 |
| Total Deposits | 115,847 |
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Total NonInterest Expense | 2,366 |
| Net Loans & Leases | 123,645 |
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Net Income | 2,686 |
| Loan Loss Allowance | 987 |
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Net Charge Offs | (225) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 122,416 |
| Total assets for the leverage ratio | 147,336 |
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Loans secured by real estate: | 81,247 |
| Tier 1 Leverage Ratio | 10.45 |
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Commercial and industrial loans | 11,553 |
| Off Balance Sheet Exposures (%) | 0.4 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,470 |
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:· Exchange State Bank
