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 PennCrest Bank
PennCrest Bank
| RSSD ID 805876 | CERTIFICATE 30119 | ABA NUMBER 231371605 |
| 1201 12th St |
Quarter Ended : |
2025-03-31 |
| Altoona, Pennsylvania, 16601 |
Updated : |
2025-04-29 |
| www.PennCrest.BANK |
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| Institution Profile |
| Year Opened : |
1939 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
50 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 232,387 |
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Total Interest Income | 2,165 |
| Total Liabilities | 204,557 |
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Total NonInterest Income | 292 |
| Total Bank Equity Capital | 27,830 |
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Total Interest Expense | 665 |
| Total Deposits | 197,325 |
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Total NonInterest Expense | 1,643 |
| Net Loans & Leases | 150,231 |
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Net Income | 140 |
| Loan Loss Allowance | 315 |
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Net Charge Offs | 12 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 150,306 |
| Total assets for the leverage ratio | 234,544 |
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Loans secured by real estate: | 137,345 |
| Tier 1 Leverage Ratio | 13.83 |
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Commercial and industrial loans | 291 |
| Off Balance Sheet Exposures (%) | 4.35 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 12,616 |
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:· PennCrest Bank
