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 The Commercial Bank of Grayson
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The Commercial Bank of Grayson
| RSSD ID 812614 | CERTIFICATE 10137 | ABA NUMBER 42103460 |
| 208 E Main St |
Quarter Ended : |
2026-06-30 |
| Grayson, Kentucky, 41143 |
Updated : |
2026-07-23 |
| cbgrayson.com |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 242,022 |
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Total Interest Income | 6,057 |
| Total Liabilities | 217,304 |
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Total NonInterest Income | 766 |
| Total Bank Equity Capital | 24,718 |
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Total Interest Expense | 1,038 |
| Total Deposits | 215,429 |
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Total NonInterest Expense | 4,155 |
| Net Loans & Leases | 155,528 |
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Net Income | 1,191 |
| Loan Loss Allowance | 2,172 |
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Net Charge Offs | 79 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 28,834 |
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Total loans | 155,448 |
| Total assets for the leverage ratio | 244,419 |
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Loans secured by real estate: | 117,898 |
| Tier 1 Leverage Ratio | 11.01 |
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Commercial and industrial loans | 16,601 |
| Tier 1 Capital Ratio | 17.6 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.85 |
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Loans to individuals - Other | 18,149 |
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:· The Commercial Bank of Grayson
