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 The Commercial Bank of Grayson
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The Commercial Bank of Grayson
| RSSD ID 812614 | CERTIFICATE 10137 | ABA NUMBER 42103460 |
| 208 E Main St |
Quarter Ended : |
2026-03-31 |
| Grayson, Kentucky, 41143 |
Updated : |
2026-04-28 |
| cbgrayson.com |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
48 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 244,276 |
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Total Interest Income | 2,966 |
| Total Liabilities | 219,889 |
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Total NonInterest Income | 344 |
| Total Bank Equity Capital | 24,387 |
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Total Interest Expense | 518 |
| Total Deposits | 219,150 |
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Total NonInterest Expense | 2,179 |
| Net Loans & Leases | 149,499 |
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Net Income | 416 |
| Loan Loss Allowance | 2,143 |
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Net Charge Offs | 58 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 28,236 |
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Total loans | 149,202 |
| Total assets for the leverage ratio | 242,532 |
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Loans secured by real estate: | 113,437 |
| Tier 1 Leverage Ratio | 10.86 |
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Commercial and industrial loans | 15,209 |
| Tier 1 Capital Ratio | 17.43 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.68 |
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Loans to individuals - Other | 17,792 |
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:· The Commercial Bank of Grayson
