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 First Federal Bank, A FSB
First Federal Bank, A FSB
| RSSD ID 814074 | CERTIFICATE 31127 | ABA NUMBER 262184515 |
| 1300 Mcfarland Blvd Ne |
Quarter Ended : |
2025-09-30 |
| Tuscaloosa, Alabama, 35406 |
Updated : |
2025-10-29 |
| www.1stfed.com |
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| Institution Profile |
| Year Opened : |
1959 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
93 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 175,018 |
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Total Interest Income | 6,861 |
| Total Liabilities | 161,490 |
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Total NonInterest Income | 9,348 |
| Total Bank Equity Capital | 13,528 |
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Total Interest Expense | 3,940 |
| Total Deposits | 115,324 |
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Total NonInterest Expense | 11,637 |
| Net Loans & Leases | 126,948 |
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Net Income | 591 |
| Loan Loss Allowance | 1,372 |
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Net Charge Offs | 15 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 14,885 |
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Total loans | 145,016 |
| Total assets for the leverage ratio | 171,397 |
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Loans secured by real estate: | 135,941 |
| Tier 1 Leverage Ratio | 7.89 |
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Commercial and industrial loans | 0 |
| Tier 1 Capital Ratio | 12.4 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.65 |
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Loans to individuals - Other | 150 |
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:· First Federal Bank, A FSB
