|
 |
|
|
 Local Bank
Local Bank
| RSSD ID 815754 | CERTIFICATE 2327 | ABA NUMBER 103107839 |
| 385 E Main St |
Quarter Ended : |
2025-09-30 |
| Hulbert, Oklahoma, 74441 |
Updated : |
2025-11-10 |
| localbank.com |
|
| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
80 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 412,453 |
|
Total Interest Income | 17,143 |
| Total Liabilities | 365,310 |
|
Total NonInterest Income | 1,603 |
| Total Bank Equity Capital | 47,143 |
|
Total Interest Expense | 7,587 |
| Total Deposits | 339,093 |
|
Total NonInterest Expense | 9,420 |
| Net Loans & Leases | 312,947 |
|
Net Income | 1,521 |
| Loan Loss Allowance | 2,188 |
|
Net Charge Offs | 59 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 51,059 |
|
Total loans | 306,035 |
| Total assets for the leverage ratio | 399,082 |
|
Loans secured by real estate: | 210,425 |
| Tier 1 Leverage Ratio | 12.21 |
|
Commercial and industrial loans | 39,288 |
| Tier 1 Capital Ratio | 14.76 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.47 |
|
Loans to individuals - Other | 27,926 |
|
|
|
|
:· Local Bank
