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 The Washington Trust Company, of Westerly
The Washington Trust Company, of Westerly
| RSSD ID 816603 | CERTIFICATE 23623 | ABA NUMBER 11500858 |
| 23 Broad St |
Quarter Ended : |
2025-12-31 |
| Westerly, Rhode Island, 2891 |
Updated : |
2026-01-31 |
| www.washtrust.com |
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| Institution Profile |
| Year Opened : |
1800 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
30 |
Number of Employees : |
642 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 6,624,353 |
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Total Interest Income | 333,355 |
| Total Liabilities | 6,066,510 |
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Total NonInterest Income | 75,806 |
| Total Bank Equity Capital | 557,843 |
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Total Interest Expense | 178,794 |
| Total Deposits | 5,276,842 |
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Total NonInterest Expense | 151,947 |
| Net Loans & Leases | 5,097,677 |
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Net Income | 53,676 |
| Loan Loss Allowance | 37,236 |
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Net Charge Offs | 14,224 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 607,862 |
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Total loans | 5,141,086 |
| Total assets for the leverage ratio | 6,673,022 |
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Loans secured by real estate: | 4,843,762 |
| Tier 1 Leverage Ratio | 8.53 |
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Commercial and industrial loans | 124,777 |
| Tier 1 Capital Ratio | 11.98 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.79 |
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Loans to individuals - Other | 15,143 |
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:· The Washington Trust Company, of Westerly
