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 Concordia Bank & Trust Company
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Concordia Bank & Trust Company
| RSSD ID 819556 | CERTIFICATE 8527 | ABA NUMBER 111102431 |
| 904 Carter St |
Quarter Ended : |
2026-03-31 |
| Vidalia, Louisiana, 71373 |
Updated : |
2026-04-27 |
| www.concordiabank.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
116 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 672,299 |
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Total Interest Income | 7,821 |
| Total Liabilities | 608,035 |
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Total NonInterest Income | 720 |
| Total Bank Equity Capital | 64,264 |
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Total Interest Expense | 2,494 |
| Total Deposits | 591,715 |
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Total NonInterest Expense | 4,298 |
| Net Loans & Leases | 359,548 |
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Net Income | 1,466 |
| Loan Loss Allowance | 3,885 |
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Net Charge Offs | 28 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 364,885 |
| Total assets for the leverage ratio | 677,593 |
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Loans secured by real estate: | 324,963 |
| Tier 1 Leverage Ratio | 11.01 |
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Commercial and industrial loans | 21,025 |
| Off Balance Sheet Exposures (%) | 14.83 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 13,332 |
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:· Concordia Bank & Trust Company
