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 First National Bank, Ames, Iowa
First National Bank, Ames, Iowa
| RSSD ID 820048 | CERTIFICATE 1545 | ABA NUMBER 73902274 |
| 405 5th St |
Quarter Ended : |
2025-09-30 |
| Ames, Iowa, 50010 |
Updated : |
2025-10-10 |
| WWW.FNBAMES.COM |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
112 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,060,426 |
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Total Interest Income | 30,548 |
| Total Liabilities | 959,932 |
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Total NonInterest Income | 4,913 |
| Total Bank Equity Capital | 100,494 |
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Total Interest Expense | 11,705 |
| Total Deposits | 914,674 |
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Total NonInterest Expense | 15,359 |
| Net Loans & Leases | 670,636 |
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Net Income | 5,900 |
| Loan Loss Allowance | 9,227 |
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Net Charge Offs | 752 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 115,343 |
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Total loans | 670,980 |
| Total assets for the leverage ratio | 1,054,268 |
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Loans secured by real estate: | 630,739 |
| Tier 1 Leverage Ratio | 10.04 |
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Commercial and industrial loans | 29,299 |
| Tier 1 Capital Ratio | 13.93 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.18 |
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Loans to individuals - Other | 5,209 |
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:· First National Bank, Ames, Iowa
