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 Minnesota First Credit and Savings, Incorporated
Minnesota First Credit and Savings, Incorporated
| RSSD ID 821559 | CERTIFICATE 26755 | ABA NUMBER 91971627 |
| 1932 Viking Dr Nw |
Quarter Ended : |
2025-03-31 |
| Rochester, Minnesota, 55901 |
Updated : |
2025-04-17 |
| www.mnfirst.com |
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| Institution Profile |
| Year Opened : |
1956 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
8 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 27,404 |
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Total Interest Income | 487 |
| Total Liabilities | 23,278 |
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Total NonInterest Income | 18 |
| Total Bank Equity Capital | 4,126 |
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Total Interest Expense | 239 |
| Total Deposits | 22,115 |
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Total NonInterest Expense | 257 |
| Net Loans & Leases | 23,523 |
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Net Income | 9 |
| Loan Loss Allowance | 409 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 4,365 |
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Total loans | 23,857 |
| Total assets for the leverage ratio | 26,895 |
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Loans secured by real estate: | 14,760 |
| Tier 1 Leverage Ratio | 15.34 |
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Commercial and industrial loans | 578 |
| Tier 1 Capital Ratio | 21.75 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.01 |
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Loans to individuals - Other | 8,524 |
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:· Minnesota First Credit and Savings, Incorporated
