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 Citizens State Bank of Roseau
Citizens State Bank of Roseau
| RSSD ID 822051 | CERTIFICATE 10167 | ABA NUMBER 91204527 |
| 118 Main Ave S |
Quarter Ended : |
2025-06-30 |
| Roseau, Minnesota, 56751 |
Updated : |
2025-07-23 |
| www.citizensros.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
36 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 278,529 |
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Total Interest Income | 6,522 |
| Total Liabilities | 247,009 |
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Total NonInterest Income | 719 |
| Total Bank Equity Capital | 31,520 |
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Total Interest Expense | 2,234 |
| Total Deposits | 242,553 |
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Total NonInterest Expense | 2,614 |
| Net Loans & Leases | 155,070 |
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Net Income | 2,107 |
| Loan Loss Allowance | 1,859 |
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Net Charge Offs | 125 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 148,109 |
| Total assets for the leverage ratio | 288,404 |
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Loans secured by real estate: | 63,282 |
| Tier 1 Leverage Ratio | 12.94 |
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Commercial and industrial loans | 20,118 |
| Off Balance Sheet Exposures (%) | 5.72 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 16,151 |
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:· Citizens State Bank of Roseau
