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 Winter Hill Bank, FSB
Winter Hill Bank, FSB
| RSSD ID 822275 | CERTIFICATE 28213 | ABA NUMBER 211370406 |
| 342 Broadway |
Quarter Ended : |
2025-12-31 |
| Somerville, Massachusetts, 2145 |
Updated : |
2026-01-27 |
| www.winterhillbank.com |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
55 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 420,959 |
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Total Interest Income | 19,534 |
| Total Liabilities | 379,779 |
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Total NonInterest Income | 703 |
| Total Bank Equity Capital | 41,180 |
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Total Interest Expense | 9,158 |
| Total Deposits | 297,917 |
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Total NonInterest Expense | 10,583 |
| Net Loans & Leases | 302,292 |
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Net Income | 586 |
| Loan Loss Allowance | 1,842 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 43,106 |
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Total loans | 309,057 |
| Total assets for the leverage ratio | 417,793 |
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Loans secured by real estate: | 308,750 |
| Tier 1 Leverage Ratio | 9.86 |
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Commercial and industrial loans | 0 |
| Tier 1 Capital Ratio | 16.4 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.16 |
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Loans to individuals - Other | 307 |
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:· Winter Hill Bank, FSB
