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 First National Bank
First National Bank
| RSSD ID 823450 | CERTIFICATE 17643 | ABA NUMBER 112202123 |
| 414 10th St |
Quarter Ended : |
2025-12-31 |
| Alamogordo, New Mexico, 88310 |
Updated : |
2026-01-29 |
| www.fnb4u.com |
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| Institution Profile |
| Year Opened : |
1956 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
93 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 470,318 |
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Total Interest Income | 20,600 |
| Total Liabilities | 444,077 |
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Total NonInterest Income | 3,512 |
| Total Bank Equity Capital | 26,241 |
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Total Interest Expense | 3,943 |
| Total Deposits | 442,168 |
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Total NonInterest Expense | 11,538 |
| Net Loans & Leases | 217,811 |
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Net Income | 7,555 |
| Loan Loss Allowance | 3,615 |
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Net Charge Offs | 334 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 218,027 |
| Total assets for the leverage ratio | 484,780 |
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Loans secured by real estate: | 163,684 |
| Tier 1 Leverage Ratio | 10.26 |
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Commercial and industrial loans | 13,982 |
| Off Balance Sheet Exposures (%) | 4.83 |
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Loans to individuals - Credit Cards | 273 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 40,987 |
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:· First National Bank
