|
 |
|
|
 The First National Bank of Lacon
The First National Bank of Lacon
| RSSD ID 824738 | CERTIFICATE 3688 | ABA NUMBER 71113984 |
| 111 S Broad St |
Quarter Ended : |
2025-12-31 |
| Lacon, Illinois, 61540 |
Updated : |
2026-01-08 |
| www.fnblacon.com |
|
| Institution Profile |
| Year Opened : |
1864 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
12 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 95,981 |
|
Total Interest Income | 4,600 |
| Total Liabilities | 88,025 |
|
Total NonInterest Income | 60 |
| Total Bank Equity Capital | 7,956 |
|
Total Interest Expense | 1,010 |
| Total Deposits | 87,805 |
|
Total NonInterest Expense | 2,534 |
| Net Loans & Leases | 66,272 |
|
Net Income | 992 |
| Loan Loss Allowance | 486 |
|
Net Charge Offs | 64 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 8,921 |
|
Total loans | 66,139 |
| Total assets for the leverage ratio | 96,731 |
|
Loans secured by real estate: | 37,838 |
| Tier 1 Leverage Ratio | 8.72 |
|
Commercial and industrial loans | 9,901 |
| Tier 1 Capital Ratio | 12.02 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.72 |
|
Loans to individuals - Other | 5,552 |
|
|
|
|
:· The First National Bank of Lacon
