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 The First National Bank of Lacon
The First National Bank of Lacon
| RSSD ID 824738 | CERTIFICATE 3688 | ABA NUMBER 71113984 |
| 111 S Broad St |
Quarter Ended : |
2025-09-30 |
| Lacon, Illinois, 61540 |
Updated : |
2025-10-03 |
| www.fnblacon.com |
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| Institution Profile |
| Year Opened : |
1864 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
13 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 100,365 |
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Total Interest Income | 3,424 |
| Total Liabilities | 92,728 |
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Total NonInterest Income | 41 |
| Total Bank Equity Capital | 7,637 |
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Total Interest Expense | 767 |
| Total Deposits | 92,418 |
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Total NonInterest Expense | 1,886 |
| Net Loans & Leases | 66,928 |
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Net Income | 708 |
| Loan Loss Allowance | 470 |
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Net Charge Offs | 60 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 8,655 |
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Total loans | 66,409 |
| Total assets for the leverage ratio | 99,576 |
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Loans secured by real estate: | 37,374 |
| Tier 1 Leverage Ratio | 8.22 |
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Commercial and industrial loans | 10,517 |
| Tier 1 Capital Ratio | 11.24 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.89 |
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Loans to individuals - Other | 5,393 |
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:· The First National Bank of Lacon
