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 Citizens Independent Bank
Citizens Independent Bank
| RSSD ID 825753 | CERTIFICATE 16863 | ABA NUMBER 91016566 |
| 5000 W 36th St |
Quarter Ended : |
2025-06-30 |
| Saint Louis Park, Minnesota, 55416 |
Updated : |
2025-07-25 |
| www.bankcib.com |
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| Institution Profile |
| Year Opened : |
1950 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
57 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 325,704 |
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Total Interest Income | 7,590 |
| Total Liabilities | 296,623 |
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Total NonInterest Income | 497 |
| Total Bank Equity Capital | 29,081 |
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Total Interest Expense | 1,835 |
| Total Deposits | 263,099 |
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Total NonInterest Expense | 5,228 |
| Net Loans & Leases | 208,013 |
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Net Income | (245) |
| Loan Loss Allowance | 4,362 |
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Net Charge Offs | (49) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 40,676 |
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Total loans | 213,490 |
| Total assets for the leverage ratio | 324,100 |
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Loans secured by real estate: | 185,575 |
| Tier 1 Leverage Ratio | 11.67 |
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Commercial and industrial loans | 22,850 |
| Tier 1 Capital Ratio | 16.74 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18 |
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Loans to individuals - Other | 19,773 |
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:· Citizens Independent Bank
