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Choice Financial Group
Choice Financial Group
| RSSD ID 826956 | CERTIFICATE 9423 | ABA NUMBER 91302966 |
| 4501 23rd Ave S |
Quarter Ended : |
2025-09-30 |
| Fargo, North Dakota, 58104 |
Updated : |
2025-10-30 |
| HTTP://WWW.BANKWITHCHOICE.COM |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
18 |
Number of Employees : |
430 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 5,747,684 |
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Total Interest Income | 233,235 |
| Total Liabilities | 5,088,538 |
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Total NonInterest Income | 35,697 |
| Total Bank Equity Capital | 659,146 |
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Total Interest Expense | 108,736 |
| Total Deposits | 5,015,579 |
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Total NonInterest Expense | 87,739 |
| Net Loans & Leases | 3,148,003 |
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Net Income | 52,013 |
| Loan Loss Allowance | 38,271 |
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Net Charge Offs | 2,120 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 3,185,104 |
| Total assets for the leverage ratio | 5,729,335 |
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Loans secured by real estate: | 2,113,567 |
| Tier 1 Leverage Ratio | 10.66 |
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Commercial and industrial loans | 574,550 |
| Off Balance Sheet Exposures (%) | 9.2 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 26,788 |
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