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 Citizens Savings Bank
Citizens Savings Bank
| RSSD ID 828473 | CERTIFICATE 31184 | ABA NUMBER 231375151 |
| 500 S State St |
Quarter Ended : |
2025-09-30 |
| Clarks Summit, Pennsylvania, 18411 |
Updated : |
2025-10-29 |
| citizens-savings.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
58 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 348,724 |
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Total Interest Income | 10,056 |
| Total Liabilities | 295,844 |
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Total NonInterest Income | 788 |
| Total Bank Equity Capital | 52,880 |
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Total Interest Expense | 3,704 |
| Total Deposits | 294,399 |
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Total NonInterest Expense | 6,377 |
| Net Loans & Leases | 291,023 |
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Net Income | 649 |
| Loan Loss Allowance | 997 |
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Net Charge Offs | 5 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 54,710 |
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Total loans | 292,840 |
| Total assets for the leverage ratio | 355,289 |
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Loans secured by real estate: | 292,526 |
| Tier 1 Leverage Ratio | 15.11 |
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Commercial and industrial loans | 0 |
| Tier 1 Capital Ratio | 30.33 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 30.92 |
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Loans to individuals - Other | 314 |
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:· Citizens Savings Bank
