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 Fall River Five Cents Savings Bank
Fall River Five Cents Savings Bank
| RSSD ID 833404 | CERTIFICATE 23286 | ABA NUMBER 211370642 |
| 79 N Main St |
Quarter Ended : |
2025-12-31 |
| Fall River, Massachusetts, 2720 |
Updated : |
2026-02-10 |
| www.bankfive.com |
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| Institution Profile |
| Year Opened : |
1855 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
195 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,889,460 |
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Total Interest Income | 82,967 |
| Total Liabilities | 1,754,479 |
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Total NonInterest Income | 13,061 |
| Total Bank Equity Capital | 134,981 |
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Total Interest Expense | 43,288 |
| Total Deposits | 1,362,906 |
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Total NonInterest Expense | 44,413 |
| Net Loans & Leases | 1,420,979 |
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Net Income | 5,704 |
| Loan Loss Allowance | 9,782 |
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Net Charge Offs | 381 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 171,383 |
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Total loans | 1,439,713 |
| Total assets for the leverage ratio | 1,875,714 |
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Loans secured by real estate: | 1,306,953 |
| Tier 1 Leverage Ratio | 8.57 |
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Commercial and industrial loans | 115,802 |
| Tier 1 Capital Ratio | 11.41 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.17 |
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Loans to individuals - Other | 16,958 |
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:· Fall River Five Cents Savings Bank
