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Beardstown Savings s.b.
Beardstown Savings s.b.
RSSD ID 835378 | CERTIFICATE 30043 | ABA NUMBER 271170154 |
301 S State St |
Quarter Ended : |
2025-03-31 |
Beardstown, Illinois, 62618 |
Updated : |
2025-04-16 |
www.beardstownsavings.com |
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Institution Profile |
Year Opened : |
1911 |
Institution Type : |
Stock and Mutual Savings bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Mortgage Lending Specialization |
Number of Offices : |
2 |
Number of Employees : |
11 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 71,949 |
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Total Interest Income | 843 |
Total Liabilities | 65,911 |
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Total NonInterest Income | 72 |
Total Bank Equity Capital | 6,038 |
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Total Interest Expense | 320 |
Total Deposits | 54,158 |
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Total NonInterest Expense | 423 |
Net Loans & Leases | 40,075 |
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Net Income | 122 |
Loan Loss Allowance | 415 |
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Net Charge Offs | 3 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 8,142 |
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Total loans | 40,576 |
Total assets for the leverage ratio | 71,057 |
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Loans secured by real estate: | 33,837 |
Tier 1 Leverage Ratio | 10.86 |
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Commercial and industrial loans | 2,143 |
Tier 1 Capital Ratio | 19.18 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 20.23 |
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Loans to individuals - Other | 4,533 |
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