|
 |
 |
|
Bank of Holly Springs
Bank of Holly Springs
| RSSD ID 835743 | CERTIFICATE 8232 | ABA NUMBER 84201663 |
| 114 S Memphis St |
Quarter Ended : |
2025-12-31 |
| Holly Springs, Mississippi, 38635 |
Updated : |
2026-01-28 |
| www.bankofhollysprings.com |
|
| Institution Profile |
| Year Opened : |
1869 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
93 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 555,566 |
|
Total Interest Income | 35,315 |
| Total Liabilities | 475,192 |
|
Total NonInterest Income | 2,026 |
| Total Bank Equity Capital | 80,374 |
|
Total Interest Expense | 12,536 |
| Total Deposits | 459,634 |
|
Total NonInterest Expense | 14,479 |
| Net Loans & Leases | 431,521 |
|
Net Income | 5,316 |
| Loan Loss Allowance | 7,815 |
|
Net Charge Offs | 882 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 433,123 |
| Total assets for the leverage ratio | 553,122 |
|
Loans secured by real estate: | 337,839 |
| Tier 1 Leverage Ratio | 13.73 |
|
Commercial and industrial loans | 55,414 |
| Off Balance Sheet Exposures (%) | 0.02 |
|
Loans to individuals - Credit Cards | 758 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 35,723 |
|
|
|
|