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 First Community Bank of the Heartland, Inc.
First Community Bank of the Heartland, Inc.
| RSSD ID 837149 | CERTIFICATE 14735 | ABA NUMBER 83902468 |
| 114 E Jackson St |
Quarter Ended : |
2025-09-30 |
| Clinton, Kentucky, 42031 |
Updated : |
2025-10-23 |
| www.fcbheartland.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
11 |
Number of Employees : |
104 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 490,090 |
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Total Interest Income | 20,583 |
| Total Liabilities | 452,885 |
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Total NonInterest Income | 3,218 |
| Total Bank Equity Capital | 37,205 |
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Total Interest Expense | 8,071 |
| Total Deposits | 429,783 |
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Total NonInterest Expense | 11,840 |
| Net Loans & Leases | 382,440 |
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Net Income | 3,640 |
| Loan Loss Allowance | 2,890 |
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Net Charge Offs | 171 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 41,942 |
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Total loans | 382,175 |
| Total assets for the leverage ratio | 473,181 |
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Loans secured by real estate: | 302,115 |
| Tier 1 Leverage Ratio | 8.23 |
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Commercial and industrial loans | 20,163 |
| Tier 1 Capital Ratio | 10.72 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.55 |
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Loans to individuals - Other | 13,332 |
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:· First Community Bank of the Heartland, Inc.
